Options

Options.

I came across an interesting quote the other day while reading a blog post written by Millennial Money Man. "Every time you make a purchase that you can't pay cash for, you are giving away a small part of your ability to experience change in your life." 

There is much truth in theses words. Once you have locked yourself into debt payments your life really isn't your own anymore. I found there to be a lot of relevancy for not only Millennials, but for Baby Boomers as well. As we near retirement having options can be very freeing. Not having our choices limited by the debt we have entailed might allow us to leave behind the golden handcuffs of an unfulfilling job. 

Many of the things we aspired to in our younger days no longer hold the appeal they once did. We may find ourselves paring down, simplifying and making opportunities to do the things we only once dreamed about. Having freed ourselves from debt can make these things possible while we still are young enough to enjoy them. 

If you are ready to "experience change" in your life you might want to reconsider how you spend your money, and get away from debt.